Fact or Fiction?
We had a storm last night and my neighbors tree fell on my house. Their insurance will cover it.
This is not true. In most states, damage caused by wind during a storm is considered an act of nature. You will have to contact your own insurance company to file a claim subject to your policy deductible and guidelines. It’s a good idea to check your policy to make sure you have the proper coverage ahead of time. Your trusted agent is your best resource to help answer all your policy questions.