I run my small business out of my home. My homeowners policy should cover any property or liability claims against me from my business. Not True. Most homeowners' policies will not cover any claims for business tools, office furniture, or … [Read more...]
Fact or Fiction? We had a storm last night and my neighbors tree fell on my house. Their insurance will cover it.
Fact or Fiction? We had a storm last night and my neighbors tree fell on my house. Their insurance will cover it. This is not true. In most states, damage caused by wind during a storm is considered an act of nature. You will have … [Read more...]
Fact or Fiction? New Cars are more likely to be stolen.
Fact or Fiction? A new car is more likely to be stolen? Good news! Owning a newer car will not increase your odds of having it stolen. Of course, any vehicle can be subject to being stolen by an opportunist thief, but most car thieves … [Read more...]
Fact or Fiction? If I loan someone my car, their insurance will be responsible for anything that happens…
Fact or Fiction? If I loan someone my car, their insurance covers any accidents they may have. This is False. In most states, when you loan your car to someone you are still responsible for anything that happens. Even if your friend has great … [Read more...]
Does A Red Car Cost More To Insure?
Fact or Fiction – A Red Car Costs More to Insure. Good news! Color does not matter. Those of you who have always wanted a red car but were afraid the insurance would cost more, have no fear. Color does not raise your rates at all. Our … [Read more...]